Citi bank personal loan review

Citi bank personal loan: Citi bank started activities in India longer than a century prior in 1902 in Kolkata and today is a critical remote speculator in the Indian monetary market. As an advertiser investor, Citi has assumed the main job in setting up significant market delegates, for example, stores, credit department, clearing and installment organizations. Citi helped establish the framework of the Indian programming industry by setting up Citicorp Overseas Software Ltd.

Citi bank is a business of decision in India and serves the full range of customers - from helping India's top worldwide partnerships submit capital, make advertises and deal with their worldwide money positions to supporting the development aspirations of the nation's little and moderate-sized ventures and empowering people and family units spare, contribute, spend, get and ensure their cash with trust and certainty

how to apply for Citi bank personal loan eligibility, interest rate, repayment charges

Assume responsibility for your accounts with Citibank's personal loan and get reserves rapidly and advantageously. Advantage from insignificant documentation and rapid credit endorsement and benefit as much as possible from our snappy and simple individual advances. All things considered, regardless of whether it is a wedding you wish to fund or take care of a crisis clinical tab, what is the estimation of an individual credit in the event that you can't have it when you need it. Profit an individual credit with appealing loan costs, adaptable residencies and EMIs so you can satisfy your requirements without bargaining your investment funds and current spending plan.

With Citibank personal loan you can use the loan amount for a wide variety of things like for your home renovation, or marriage or if you wish to travel on vacation or any health emergency

Citi bank Features

No collateral is required
No part payment fee
Citi bank personal can visit your place for loan confirmation
Complete online paperless process
You can easily top up your loan
Flexible repayment option from 6 months to 60 months
Funds transfer within 48 hrs
There are no late payment charges

Documents required for Citi bank

PAN card / Aadhar card/ Passport/ Voter ID
Company ID for salaried individuals
Last three months payslips for salaried and Ownership documents for Self-employed
Bank statement for the last three months for salaried and last six months for self-employed.
Latest from 16 for salaried and Profit,loss statements for self-employed.

Eligibility for Citi bank

Age should be above 23 years to up to 60 years for salaried and 25 years to up to 65 years for self-employed
Minimum salary of 25,000 for salaried individuals and minimum gross income of 5lakhs for self-employed.
A minimum work experience of 36 months for a salaried or employed individual
A CIBIL score should be above 650

Citi bank interest rates and Fees

Interest rates vary from 10.5% to 17.99%
The Processing fee varies from 0.5% to up to 3%
The pre-closure fee is up to 3% on the outstanding amount.
There is no part payment Fee