aditya birla personal loan details - aditya birla loan eligibility, Documents required

Aditya Birla Finance Personal loan

      Aditya Birla Finance Limited ("ABFL"), an auxiliary of Aditya Birla Capital is among the main very much enhanced monetary administrations organization in India. ABFL is enrolled with RBI as a foundationally significant non-store tolerating non-banking money organization ("NBFC") and positions among the best five biggest private broadened NBFCs in India dependent on AUM as of March 31st, 2017.ABFL offers to start to finish loaning, financing and riches the executives answer for an enhanced scope of clients the nation over.

easy way to apply for aditya birla  personal loan and eligibility required for loan and documents requied  in 2020

Aditya Birla capital personal loan 

 Is a transitory deficiency(Shortage) of assets keeping you from revealing your family or even yourself? Have you been keeping down on things you truly need? At that point, individual credit is what​ you ought to consider. All things considered, why delay your desires to one more day, when you can get ABFL loan with getting account advantageously.

Features of ABFL Personal loan 

  • Interest rates remain unchanged throughout the loan tenure.
  • Max loan amount of Rs 50 lakh, To apply  "Click here"
  • No security or collateral required to avail of the loan.
  • Flexible tenure options up to 60 months from the date of obtaining the loan.
  • The applicant can club the income of co-applicant to enhance eligibility.
  • Online approval within 30 minutes
  • Zero documentation required for loan approval
  • Doorstep Loan disbursal is also available.

Documents required for Aditya Birla personal loan

  • KYC archives as mentioned like (Aadhar, PAN, Passport, etc)
  • The last three month's salary slips. 
  • Recent three months bank utilization slips

Eligibility for Aditya Birla personal loan 

  • Should be an Indian citizen
  • Should have age above 23 years till 60 years.
  • Should have a monthly Income above 45,000.
  • Both salaried and self-employed can apply for the loan.  

Aditya Birla interest rates and Fees

  • Interest rates vary from 14% to 26 % Pa 
  • The processing fee is 1% of the loan amount
  • There is no part payment Fee
  • There is a foreclosure fee of 4% of outstanding for the first year, and 3% for the second and 2% for the third year.
  • Cheque bounce charge would be Rs. 750

Example of Aditya Birla personal loan 

    If to take a loan of 1 lakh with a minim interest rate of 14% with 36 months, the processing fee is 2%, Then the monthly EMI to be paid is 3417 for the next 36 months, therefore Rs. 23,012 is the interest paid.

You can easily calculate the EMI to be paid on the personal loan taken by "Clicking here"

Aditya Birla Personal loan 

  • The Loan amount you can borrow up to 50Lakhs
  • The interest rate varies from 14% to up to 26%
  • Loan tenure is from 1 year to up to 5Years
  • The processing fee is 1%
  • There is no part payment fee 
  • Flexible loan payment option 

How to apply for Aditya Birla personal loan 

  • You can visit the link given below 
  • Verify your details and upload the required details 
  • Within 30 min you will get the eligible amount 
  • The amount will be credited within 48hrs
  • Repayment can be done online and offline 

To apply for ABFL Personal loan "Click here"

Aditya Birla customer care details

   You can contact anytime if you have queries:1800 270 7000 & you can contact 24x7 through E-mail:  care.finance@adityabirlacapital.com

Conclusion (Personal) 

     ABFL is one of the most reliable companies in India and around the world, I guess it's one of the only company that offers a personal loan of 50Lakhs ( at least they say they provide it), Interest rates are very high while compared to other companies. for example, Citibank offers a loan for an interest rate of 10.5%,

You can also apply  for Istamoney

I hope you find this information regarding "Aditya Birla capital Personal loan" is helpful. Feel free to share it with your friends and family if you find it helpful