credime loan app - credime eligibility, Founder, review

CrediMe instant personal loan 

         Credime has been founded on 4-sept-2019 by Sachin Garg a serial entrepreneur who has studied at Yale University USA (Ivy League) and worked at Amazon USA.

        Credime offers quick, simple and moderate personal loans to the salaried, independently employed, specialists and other people who are needing some speedy money. The documentation is paperless and ensures a speedy endorsement process that can assist you with getting the money you need whenever. With a global team of 80 people and are building a hard-working, fun-loving, meritocratic culture.

       Credime is an awesome state of the art lending platform for Personal Loans which can approve and disburse loans within 5-10 minutes with loan amount varying from Rs. 2000 - 20,000 within a period of 180 days and an interest rate not exceeding more than 35% and a monthly interest rate of not more than 2.9%. Absolutely zero documentation to obtain a personal loans. You can use the loan obtained from credime to To pay college fees, For medical emergencies, For home renovation, To extend your travel stay, To pay rents on time, To avoid paying penalty for the Electric bill or water bill by paying on time, To buy home appliances and various household things.

Credime app loan features

• The entire process does not require any paper documents to be submitted.
• Once the loan approves, funds will be instantly credited into your bank account.
• Simple and easy steps to apply for a personal loan
• You can avail loan from 2000 to 20000
• Loans will be dispensed within 5 to 10 minutes
• You can repay the loan using the app itself

Documents required for Credime app

• KYC documents like Aadhar card/PAN card
• A selfie 
• Bank statements 
• Company ID card fro Salaried
• Last three-month Salary statements

Eligibility for Credime app 

• Salaried, Self-employed or even freelancers can avail of the loan.
• Should be a citizen of India
• Age should be above 18yrs
• A valid bank account 
• Should have a salary above 15000 per month 

Creditme Interest rates and Fees

• The Interest rate is up to 35%
• The processing fee is 10% + GST charges as applicable
• Late payment charges applicable per day varies per day 

Example of Creditme personal loan 

     For a loan amount of ₹5,000 of 90 days duration, the interest that should be paid will be as such Interest =₹5,000 x 35/100 x 90/365 = ₹431 + Processing fee and GST

Credime personal loan 

• The loan amount varies from Rs.2000 to up to Rs. 20,000
• The interest rate is up to 35%
• Duration of the loan is up to 180 days
• The processing fee is 10% plus GST
• There is a late payment charge applicable
• Flexible payment of the loan option

Currently operated in the cities: Bangalore, Chennai, Hyderabad, Vishakapatnam, and Pune 

How to apply for Credime personal loan

• You can download the credime instant personal loan app
• Sign-up using FB or G-mail or phone num
• Apply for an instant personal loan by filling in the application and uploading the documents.
• E-sign in the agreement form to finalize your loan
• The funds you requested will be credited to your bank account
• Repayment can be done by using the app itself.

Creditme Customer care details

 You can contact the credime customer care number: 8884876666 only on working hours. You can mail at  care@credime.com

Conclusion( Personal view) :

      A new player in the market, the app works fine and the loan process is smooth with little to no constrains. the interest rate is high and the processing as well. It does have good ratings in the play store.

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