yes bank personal loan details - yes bank eligibility, documents required, review

Yes bank personal loan 

      Yes bank offers personal loan for various needs ranging from marriage, vacation, health needs, etc
Yes Bank Limited is an Indian private bank, founded by Mr.Rana Kapoor and Mr.Ashok Kapur in 2004. It essentially works as a corporate bank, with retail banking and furthermore resources the executives as backup work.

      Yes Bank Limited infers a large portion of its income through orchestrating syndicated advances and through corporate banking. It works as three elements - Yes Bank, Yes Capital, and Yes Asset Management Services. Yes Bank effectively takes into account expanded requests of Corporate, Retail and SME Finance, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management the nation over.

How to apply for yes bank personal loans, the eligibility criteria and the documents required for personal loan

        Yes Bank is one of the main private division Banks of the nation. It is a RBI licensed, full-administration business and retail bank. With a vigorous system of 1100 bank offices skillet India and 1,720 ATMs, SBI has took control over Yes bank

      Yes Bank Personal Loans are perfect for any individual who looks for a moment unbound advance and consistent client assistance at a serious financing cost. Regardless of whether you look for assets for a health-related crisis, or a real existence occasion, or to meet an exceptional money slip by, you can promptly apply for YES Bank Personal Loans extending from 1 lakh to 25 lakhs for a time of a year to 60 months. 

      Yes Bank Personal Loans are client cordial momentary advances that can be endorsed inside 60 seconds on the web. The endorsement is liable to advance qualification. You can assess the qualification and EMI on the web and settle on an educated choice with no issue.
before you apply for Yes Bank Personal Loan, you should find out about the related highlights and 
advantages of the item.


Yes bank Features

  • Flexible repayment option is available 
  • No collateral is required
  • You can check your eligibility within 60 sec from yes bank
  • You can transfer your existing loan to yes bank 
  • Multiple payment options 
  • Yes bank executives can visit your home or workplace to provide a loan
  • Very quick disbursal rate once the loan is approved.

Documents required for yes bank 

  • Identity proofs like PAN/Voter ID/Passport/Aadhar Card.
  • Last three months bank statements
  • Last three months salary slips 
  • Two passport size photographs

Eligibility for yes bank 

  • Age should be above 21 years until 60 years for salaried and 25 to 65 years for self-employed.
  • Income should be above 25,000 for Tire-I cities and 15,000 for Tire-II cities.
  • CIBIL score should be above 700
  • Should have a working bank account 
  • Employed individual should work for a minimum of 1 year in the company

Yes bank interest rates and Fees

  • Interest rates start from 10.99%
  • The processing fee is up to 2.5% Plus GST,  minimum of Rs.999
  • Only after 12 months, prepayment is allowed, after that 4% of principal outstanding + service charge
  • Late EMI payment is 24% of outstanding 
  • Loan cancellation is Rs. 1000 + Gst
  • Cheque bounce charges is Rs. 750 

Example of Yes bank personal loan 



   If we take 1,00,000(that's the minimum they provide) with an interest rate of 10%(that's the minimum they provide) for 12 months (min), then we need to pay a monthly EMI of 8,792 rupees and the total interest that for entire amount would be 5,504(*taxes extra), Shown below




If we take the max amount(i.e 30 lakhs) for 12 months, with the minimum interest of 10% then we would be paying a monthly EMI of 2,63,748 and the total interest for the personal loan we will be paying is 1,64,976(*without taxes)


To check the EMI calculator for YES bank "Click here"


Yes bank Customercare details



Yes Bank Toll-Free Customer Care Number is 1800 2000, An Alternate number is: +91 22 6121 9000
You can email your queries here: yestouch@yesbank.in Or, SMS 'HELP' space to +91 92233 90909


You can apply for a personal loan in Yesbank "Click here"


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Topics covered: Yesbank, yes bank personal loan, documentation required, Eligibility, Customer care details

Also read about various personal loan's offered by SBI, HDFC, ICICI, YELO, etc